There are a number of different types of registered accounts where you can park your investments. Once we do a complete analysis of your cash flow, net worth, and annual taxes owed, we can advise on the best options to meet your individual needs. There is no “One plan fits all” for every client. Each client will be analyzed individually to determine the best plan for their portfolio. Most Mutual Funds, GICs, and Segregated Funds can be held inside an RRSP, RRIF, RESP, or a TFSA. There are many factors that will determine which registration will best serve your needs. Whether you are saving for retirement, a child’s education, or the annual holiday we have a solution that will align with your individual needs.
Life Insurance is an important part of a sound financial plan. There are 3 primary reasons to purchase life insurance; to pay out debts and financially support dependents, to create or enhance an estate, or to fund a corporate buy-sell agreement. As independent brokers we can find you the best products available through the various carriers that we are contracted through. Some of the major companies that we are agents for include Ivari, Empire Life, Desjardins, Manulife, Standard Life, Sunlife, I.A. Pacific, Equitable Life, Canada Life, Assumption Life, RBC Insurance, BMO Assurance, and Canadian Protection Plan.